Richard Turner Insurance Agency Blog
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Review Your Insurance Policies
With a clear understanding of your home’s condition and contents, it’s time to review your insurance. Start by examining your homeowner’s insurance coverage, paying attention to the limits, deductibles, and exclusions outlined in the policy. For those living in a seismic area, note that standard homeowners’ policies do not cover damage from an earthquake. It is also important to know that FEMA assistance is intended to supplement, not replace, insurance coverage. Homeowners are encouraged to have insurance policies that cover earthquake damage and to understand the specific terms and conditions of their policy. Consider updates:
If you have any questions or concerns about your insurance coverage, don’t hesitate to reach out to your insurance agent for guidance. They can offer expert advice tailored to your specific needs and help you understand any complex terms or provisions in your policy. Consider scheduling an annual insurance review to stay informed about changes in coverage options and ensure you’re adequately protected against unforeseen risks. Take Preventative Measures In addition to reviewing your insurance policies, take proactive steps to mitigate risks and prevent potential losses. Install smoke detectors and carbon monoxide detectors, update security systems, and implement measures to protect against water damage and burglary. Retrofit your home to mitigate earthquake damage. Regular maintenance tasks such as cleaning gutters, trimming trees, and inspecting roofing can help prevent costly repairs down the line. So, roll up your sleeves, dust off those insurance policies, and embark on a journey to a cleaner, safer, and more secure home this spring. Considering an Earthquake policy? GeoVera is the premier stand-alone provider of residential earthquake insurance. GeoVera has decades of experience managing claims for nature’s worst catastrophes and a financial rating of “A” (Excellent) by A.M. Best Company. We hope you’ll never need our help, but we’re ready if you do. Ask your insurance agent for a quote today.
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The first thing is first, what is homeowners insurance? Homeowners insurance is property insurance designed to cover the house you live in plus all that makes up your home.
Without a doubt, buying your first home and having it insured is a great decision and is one of your biggest accomplishments. You might have it insured and are prepared for the worst, but you do not realize this type of insurance can cover more than just the basics. From replacement costs to liability coverage, there are several unexpected things that your policy may cover.
Discover five surprising ways homeowners insurance may help safeguard your home and wallet. The kitchen is the most used and messiest room in your house. So whether you cook every day or in large batches all at once, keeping your kitchen clean after using it is essential. Your kitchen needs your attention daily; ignoring minor things, such as cleaning the countertop, can lead to more significant problems.
Keeping your kitchen clean improves your house's aesthetic and can prolong its life. A clean and healthy kitchen improves families' and guests' health. A type of Property Insurance that covers home damage is known as homeowners insurance or hazard insurance. Damage to your home, additional living expenses, the loss of personal belongings, and liability insurance in the event of accidents can all be covered by a homeowners insurance policy.
There is an abundance of potential problems that necessitate homeowners insurance. Read on to know what are the benefits of getting homeowners insurance! Home insurance protects you from damage or loss of your valuable home. The company guarantees that it will bear the burden of a significant but uncertain loss in the future.
This post will uncover several previously unknown and recognized facts that will allow you to live comfortably in your home while still obtaining home insurance. |
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