​Most business owners purchase commercial insurance as a safety net in a financial emergency. Insurance protects not only the company but its employees and customers. It helps business owners make amends when they unintentionally cause harm to others. 

As a business owner, you know the dangers lurking around every corner. You can’t always predict what will happen in business, so it’s best to prepare for the worst. And this is exactly why you need to invest in general liability insurance. You need general liability insurance for three reasons listed below. 

Business owners buy general liability insurance as protection against lawsuits. Lawsuits may be brought about because of theft, bodily harm, harassment, property damage, and of course natural disasters. While most people purchase insurance with the belief they will never use it, Hurricane Sandy and other natural disasters are teaching us otherwise.

​Some people purchase general liability insurance thinking that insurance takes care of any and all problems that arise in business situations. General Liability and Business Owners Policies cover the following:

Every company has individual needs based on their product and the services they offer. Working as an independent contractor installing flooring, or running a flooring installation company has a few challenges most other businesses don’t: