Richard Turner Insurance Agency Blog
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If you plan to update your worker's comp insurance policies, this year is as good a time as any to do it. You will get even more advantages in 2022 and beyond doing this. You have to know where to start looking into it.
Fortunately, we can give you some of the best benefits that you can get from your workers' comp insurance policies right now.
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If you want to file your auto insurance claims effectively, you must do it as early as possible. This way, you will be giving an account of the events while it is fresh in your memory. It is also important for you to make sure that you can go through legal channels when filing your auto insurance claim.
Home insurance protects you from damage or loss of your valuable home. The company guarantees that it will bear the burden of a significant but uncertain loss in the future.
This post will uncover several previously unknown and recognized facts that will allow you to live comfortably in your home while still obtaining home insurance. Owning a business can be exciting, but it also means it's your responsibility for your business to be successful. That means it's very important to find superior insurance for your business without breaking your bank, especially when you have a small business.
Whether you're in a small retail or a simple coffee shop, a Business Owner's Policy or BOP is what you need. Business owners buy general liability insurance as protection against lawsuits. Lawsuits may be brought about because of theft, bodily harm, harassment, property damage, and of course natural disasters. While most people purchase insurance with the belief they will never use it, Hurricane Sandy and other natural disasters are teaching us otherwise.
Some people purchase general liability insurance thinking that insurance takes care of any and all problems that arise in business situations. General Liability and Business Owners Policies cover the following:
Every company has individual needs based on their product and the services they offer. Working as an independent contractor installing flooring, or running a flooring installation company has a few challenges most other businesses don’t:
Even in the safest work conditions accidents happen. Someone trips over something, someone falls down a set of stairs, or injures their back lifting heavy boxes or equipment. So, what happens next and how can an injured employee affect a business’ bottom line?
As mentioned in my previous blog, townhouse and condominium insurance are a little different than homeowners’ insurance. Just to catch people up: homeowners insurance covers the interior and exterior of a building. Townhomes and condominiums are run by an association that oversees the exterior of the building and the common grounds. Homeowner’s association fees pay into insurance that generally covers the exterior of the building as well as the grounds surrounding the home. Owners of condos and townhomes are responsible for insuring the interior of the home. So, what exactly does that entail?
You've worked hard to build your business and want it to succeed. You're doing everything you can think of to make sure that happens. From hiring the right employees and ensuring they have the tools to do their jobs well to investing in marketing efforts to bring in more customers. And yet, there's one thing many small-business owners don't consider: Commercial General Liability insurance (CGL).
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January 2023
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